E-mail: info@demirbank.azCall centre: 149
DEPOSİTS
DemirBank as one of the leading banks in the country offers reliable and paying deposits. Being one of the first banks of country, DemirBank in 21 years of operation became one of the largest banks for the amount of deposits.
Recognized international financial institutions, European Bank for Reconstruction and Development and Netherlands Development Finance Company (FMO with total stock of “35% + 1 share” are among the shareholders of DemirBank. The presence of international shareholders became the evidence of reliability of DemirBank and international confidence in the bank.
DemirBank offers companies and organizations following deposits
- “Standard” deposit - highest interest rate and possibility to get interest monthly.
- “Ehtiyat” deposit - possibility to continually increase the deposit and capitalize the accrued interest for accumulation of funds.
- “Serbest” deposit - possibility of early withdrawal of deposit w/o penalties (not losing the accrued interest).
“STANDARD” DEPOSIT
- Main advantage - highest interest rate and possibility to get interest monthly.
- Amount - 10 000 - 2 000 000 AZN / USD / EUR / GBP
- Term – from 3 month – to 2 years
- Receipt of interest – each month, each quarter and at the end of duration
| Term | Interest rate | ||||||||
| AZN/USD | EUR/GBP | AZN/USD | EUR/GBP | AZN/USD | EUR/GBP | ||||
| Each month | Each quarter | At the end of duration | |||||||
| 3 months | 3% | - | - | - | 3,5% | - | |||
| 6 months | 5% | - | 5,25% | - | 5,75% | - | |||
| 9 months | 6,5% | - | 6,75% | - | 7% | - | |||
| 12 months | 9% | 2% | 9,25% | 2,25% | 9,5% | 2,5% | |||
| 18 months | 9,5% | 2,5% | 9,75% | 2,75% | 10% | 3% | |||
| 24 months | 9,75% | 3% | 10% | 3,25% | 10,25% | 3,5% | |||
Note: In the «STANDARD» deposit account replenishment and partial withdrawal is not allowed.
“EHTIYAT” DEPOSIT
- Main advantage - possibility to continually increase the deposit and capitalize the accrued interest for accumulation of funds.
- Amount - 1 000 – 2 000 000 AZN / USD
- Term - 1 or 2 years
- Receipt of interest - At the end of duration
- Capitalization of interest - capitalize the accrued interest for accumulation of funds.
- Increase the deposit - possibility to continually increase the deposit from 500 to 100 000 AZN / USD
Interest rate
Term | AZN/ USD | |
| 12 month | 9% | |
| 24 month | 9,5% | |
“SERBEST” DEPOSIT
- Main advantage - possibility of early withdrawal of deposit w/o penalties (not losing the accrued interest).
- Amount – from 20 000 to 2 000 000 AZN / USD
- Term – 1 year
- Receipt of interest - At the end of duration
- Deposit-taking – possibility of partial withdrawal (to 50 % of the sum). Sum replenishment is impossible.
- Interest rate - Interest rates depend on actual term of the deposit
Müddət | AZN/USD | |
| First 3 months (1 – 90 gün) | 2% | |
| Second 3 months (91 – 180 gün) | 3% | |
| Third 3 months (181 – 270 gün) | 5,5% | |
| Fourth 3 months (271 –359 gün) | 6,5% | |
| Annual (360 gün) | 8% | |
Additional Terms
Interest rates on depositary accounts making more than 2 million AZN / USD / EUR / GBP are defined with the consent of the Chairman of Board.
Deposits services are offered in all branches of DemirBank in Baku, Ganja, Sumgayit, Sheki, Zagatala, Evlakh, Barda, Gazakh, Guba, Gusar, Goychay, Agdash, Shamakhi, Lenkoran, Masalli, Sabirabad and Imishli.
Deposits services are offered in all branches of DemirBank in Baku, Ganja, Sumgayit, Sheki, Zagatala, Evlakh, Barda, Gazakh, Guba, Gusar, Goychay, Agdash, Shamakhi, Lenkoran, Masalli, Sabirabad and Imishli.
For more information please call Infocenter 149.
