SALARY CARDS
Within its Salary Projects DemirBank offers enterprises and organizations the following plastic salary cards:
- Maestro Salary
- MasterCard Standard Salary
- VISA Electron Salary
- VISA Classic Salary
The companies can pay salaries and bonuses to their employees using these cards. The company employees can use these plastic cards to withdraw cash from ATMs and branches of DemirBank at any time on commission free basis and also purchase goods in cashless form.
Benefits of salary cards for the companies:
- Significant reduction/saving of expenses and time spent for the receipt, supply, storage, calculation and payment of cash.
- Simplification of cash operations and accounting work, decline in money turnover (cash flow) and documents circulation (workflow)
- Decreased work on cash limits and cash regulation
- Efficient salary payment process and less tensity on pay-days
- Increased company reputation due to implementation of modern salary payment practices
Opportunities and advantages of plastic cards
- Opportunity of 24 daily use of the card in Azerbaijan and 200 countries of the world;
- Opening card account in AZN, USD and Euro;
- Cashless settlement (commission free) of goods and services in more than 50 million trading and servicing organizations throughout the world;
- Possibility of withdrawing cash from 2 million ATMs and bank offices;
- Payment of goods and services through Internet;
- Booking rooms in more than 200 thousand hotels;
- Receiving bank statement – information on card account via ATM or on mobile phone.
- Card-to-Card service – transfer of money from one card to another via ATM. Details
- SMS-Banking service – receiving sms-messages on mobile phone with information about all card transactions. Details
- Telephone-Banking service – opportunity of paying for communications and utilities by calling Infocenter 149. Details
- Internet-payment service – opportunity of paying for communications, utilities and other services/goods on DemirBank website. Details
- “Free card for students abroad” program – opportunity for students studying in foreign educational institutions to receive free cards. Details
Within its “Salary cards” project, the Bank may under mutual agreement open plastic card credit lines to company employees. Details
DemirBank’s servicing network comprised of 29 branches and 45 ATMs in Baku and regions ensures comfortable usage of the Bank’s plastic cards. Tariffs for the “Salary cards” project are determined by the agreement between DemirBank and the Company.
