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TARİFFS FOR CORPORATE CUSTOMERS

Tariffs on banking products, services and operations for corporate clients customers  and enterprenuers

	National currency	Foreign currency
1. Opening an account
1.1. Opening a current account	Free of charge	Free of charge
1.2. Minimum contribution to current account (in each currency)	20 AZN	20 USD / EUR
Note: 10 AZN/USD/EUR monthly is withheld from accounts of those clients who do not realize any operations within the period of 6 months
2. Cash operations
2.1. Delivery of cash from the account	Subject to turnover from 0.4 %	Subject to turnover from 0.4 %
2.2. Delivery of cash from loan account	1%	1%
Note: the commission for the delivery of cash is not charged, if the amount of cash received from customer during 90 days exceeds or equals the amount of cash delivered to the client.
2.3. Acceptance of cash in Russian Rubles	-	3%
2.4. Conversion	Subject to turnover from 0.2 %	Subject to turnover from 0.2%
Note: tariffs for cash operations can be set by the Chairman of the Management Board on individual basis.
3. Cashless settlements and transfers
3.1. Transfers abroad	-	0.3% min 20 USD / EUR / GBP, max 300 USD / EUR / GBP
3.1.1. Transfers in Russian Rubles	-	0.3% min 20 AZN, max 300 AZN
3.1.2. Transfers to İran	-	0.9% min 60 USD / EUR / GBP, max 600 USD / EUR / GBP
3.2. Transfers within the country	0.15% min 1 AZN, max 60 AZN	0.15% Min 1 USD / EUR, max 100 USD/EUR
3.2.1. Express transfers within the country	Tariff  + 2 AZN	Tariff  + 2 USD / EUR
3.3. Transfers between the branches	1 AZN	1 USD/EUR
3.4. Transfers within one branch	Free of charge	Free of charge
3.5. Payment inquiry (if no ADB faults)
- up-to 3 months	Free of charge	50 AZN
- up-to 6 months	Free of charge	100 AZN
- over 6 months	Free of charge	200 AZN
Note: Correspondent bank fees are paid by the customer
4. Documents on account
4.1. Account statement	Free of charge	Free of charge
4.2. Reference	2 AZN	2 AZN
4.3. Copies of documents	2 AZN	2 AZN
4.4. Cheque-book	10 AZN	10 AZN
5. Loans
5.1. Loan registration fees (project analysis, documentation, monitoring, etc.)	Up to 1%	Up to 1%
Note: Conversion and other terms shall be determined in the agreement.
5.2. Extension of loan agreement	Up to 1%	Up to 1%
5.3. Commission for unused portion of credit line	4% annually	4% annually
6. Appraisal services
6.1. Appraisal of real estate
6.1.1. Appraisal of RE in the value of less than 50 000 AZN	50  AZN + VAT
6.1.2. Appraisal of RE in the value of more than 50 001 AZN	80  AZN + VAT
6.2. Appraisal of movable property
6.2.1. Appraisal of cars	50 AZN + VAT
6.2.2. Appraisal of jewelry	Conducted by independent expert
6.2.3. Appraisal of special equipment	Conducted by external company
Note: if appraisal is done in the region, the travel expenses of the appraiser shall be paid by the client Note: if the value of appraised object exceeds 100 000 AZN, the appraisal shall be carried out by external company.
7. Encashment
7.1. Encashment	Pursuant to agreement
8. Depozit əməliyyatları
8.1. Deposits of organizations and enterprises	Pursuant to agreement
8.2. Interest income on current account balance	Pursuant to agreement
Note: interest is not charged, if the accrued interest on deposit is less than 1 AZN / USD / EUR
9. Plastic card operations (salary projects)
9.1. Commission charged from the enterprise within salary project	up to 1%
9.2. Installation of POS in commercial objects	Free of charge
9.3. Instructing the employees of commercial objects	Free of charge
9.4. Repeated instruction of the employees of commercial objects (survey)	30 AZN
9.5. Annual rent of POS	Free of charge
9.6. Minimum immutable sum on the account	100 AZN
9.7. Commission on Millikart cards (from the amount of operation)	1%
9.8. Commission on cards (Azericard, foreign) of other payment systems (from the amount of operation)	1.8%
9.9. Monthly minimum commission	30 AZN
10. Internet-banking
10.1. Connection to internet banking	100 AZN
10. Letters of credit	At the expense of Bank	At the expense of client
10.1. Opening of credit	0,3% min 100 AZN	0.2% min 100 AZN / max 300 AZN
10.2. Acceptance letter of credit by first-class international bank	min. 5% annually max. 8% annually	min. 1.25% annually max. 3% annually
10.3. Payment under L/C by Bank instead of client and provision of grace period for client (post-financing)	min. 12% annually	-
10.4. Payment with indulgence (payment with delay of disbursement)	min. 7% annually max. 12% annually	min. 1.25% annually max. 3% annually
10.5. Letter of advice for  L/C (aviso of L/C)	0.15% min. 120 AZN max. 350 AZN	0.15% min. 120 AZN max. 350 AZN
10.6. Alteration of conditions (including reduction of amount and term)
10.6.1. confirmed	100 AZN	100 AZN
10.6.2. unconfirmed	50 AZN	50 AZN
10.7. Extension of L/C	0,3% (min. 100 AZN) for the extended period +	0,2% (min. 100AZN / max. 300 AZN) for the extended period +
10.7.1. Confirmation for the extended period	min. 5% annually; max. 8% annually	min. 1.25% annually; max. 3% annually
10.7.2. Post-financing for the extended period	min. 12% annually; max. 15% annually	-
10.7.3. Payment with indulgence for the extended period	min. 7% annually; max. 12% annually	min. 1.25% annually; max. 3% annually
10.8. Increase of amount	0,3% (min. 100 AZN) for the increased amount + tariff for the extended period	0,2% min. 100AZN / max. 300 AZN for the extended period + tariff for the extended period
10.9. Cancellation
10.9.1. confirmed	120 AZN	120 AZN
10.9.2. unconfirmed	50 AZN	50 AZN
10.10. Other additional expenses
10.10.1. confirmed	0,75% min 120 AZN	0,75% min 120 AZN
10.10.2. unconfirmed	0,35% min 100 AZN	0,35% min 100 AZN
10.11. Post / SWIFT	Based on fact	Based on fact
11. Guarantees
11.1. Registration of guarantee (subject to operations)
11.1.1. International guarantee	min. 100 Eur / max. 350 AZN	min. 100 Eur / max. 350 AZN
11.1.2. Local guarantee	50 AZN	50 AZN
11.2. Guarantee from first-class international bank (confirmed)	min. 5% annually / max. 12% annually	min. 2% annually / max. 3% annually
11.3. Guarantee from DemirBank (unconfirmed)	min. 2% annually / max. 9% annually	Free of charge
11.4. Aviso of guarantee
11.4.1. In foreign currency	0,2% min 100 AZN	0,2% min 100 AZN
11.4.2. In local currency	50 AZN	50 AZN
11.5. Alterations (amount reduction, / including term reduction)
11.5.1. confirmed	100 AZN	100 AZN
11.5.2. unconfirmed	50 AZN	50 AZN
11.6. Term extension (for the extended period)
11.6.1. confirmed	min. 5% annually / max. 12% annually + alterations fee	min. 2% annually / max. 9% annually + alterations fee
11.6.2. unconfirmed	min. 2% annually / max. 3% annually + alterations fee (commission)	free of charge alterations fee
11.7. Amount increase (for the increased amount)
11.7.1. confirmed	min. 5% annually / max. 12% annually + alterations fee	min. 2% annually / max. 9% annually + alterations fee
11.7.2. unconfirmed	min. 2% annually / max. 3% annually + alterations fee	free of charge alterations fee
11.8. Cancellation
11.8.1. confirmed	min. 50 AZN / max. 120 AZN	min. 50 AZN / max. 120 AZN
11.8.2. unconfirmed	50 AZN	50 AZN
11.9. Settlement of payment order for guarantee
11.9.1. confirmed	0.3%	0.3%
11.9.2. unconfirmed	50 AZN	50 AZN
11.10. Post / SWIFT	Based on fact	Based on fact

Tariffs on banking products, services and operations for banks

1. Tariffs for LORO accounts
1.1. Opening LORO account	Free of charge
1.2. Provision of documents on account	Free of charge
1.3. Conversion of funds on the account	At Bank’s rate
1.4. Interest accrued on the balance of  LORO accounts	Based on contract
2. Transfer of funds on LORO accounts
2.1. Within bank	Free of charge
2.2. Between banks  (MT 200, 202)	EUR 0.05% min. €10 max. €50 USD 0.05% min. $10 max. $50 GBP 0.05% min. 10 GBP max. 50 GBP RUR 0.05% min. 10 AZN max. 50 AZN
2.3. Transfers abroad (МТ 103)	EUR 0.15% min. €20 max. €100 USD 0.15% min. $20 max. $100 GBP 0.15% min. 20 GBP max. 100 GBP RUR 0.15% min. 20 AZN max. 100 AZN
2.4. Alteration, addition or liquidation on cashless settlements and other operations	70 USD (only for foreign currency transactions)
2.5. Payment inquiry  (if no ABD faults)
2.5.1. up to 3 months	50 AZN
2.5.2. from 3 to 6 months	100 AZN
2.5.3. over 6 months	250 AZN
2.6. Delivery of cash	By agreement
Note: If no other tariffs are determined by the contract, the indicated tariffs shall be applied.

Tariffs on banking products, services and operations (PDF 325Kb)